PAPME FINANCE

1. REALIZE ITS PROJECTS WITH A PERSONAL LOAN

Personal installment loan is a technique of bank financing allowing households to make the purchase of consumer goods or to finance their personal needs. Multiple projects can be funded by taking out a personal loan: Car Buying, work and home renovation, travel, weddings, births ... You can consult our guide staff ready for more.

Households therefore often resort to personal loan. Indeed, few people can buy a new car for cash for example. The solutions offering to households wishing to take out a personal loan are:

- Banks: to find the financial solution for your profile, you can appeal to his bank advisor that knows everything about your financial profile. Unfortunately, this solution is slow, and most importantly, the quality of the relationship you have with your advisor is less good ...

- Credit institutions: unlike banks, they offer a quick and efficient solution. But the board quality is virtually nonexistent.

- The special "live": this alternative (we do call a relative or a stranger) bit secure is not recommended. If disappointment legal remedies are indeed limited.

Innovations were needed to provide a cheaper alternative, fast and secure borrowers.

2. PAPME, INNOVATION TO FINANCE YOUR PROJECTS
PAPME is the first private lending platform in France. Ella was born in November 2011 and received the precious approval of the Bank of France (No. 16488 of approval).

The principle is simple: to allow households with savings to fund personal loans to other households. Interest is then paid back to investors, Loan Union playing the trusted third party. With this solution, finance changes face to shoulder more responsible dimension.

Borrowers of hand, the removal of the intermediary bank allows PAPME provide a credit with a rate among the most competitive market. The online application process is fast and secure elsewhere. The funding decision made within a maximum period of 48 hours following receipt of the complete file of the borrower.

By way of banking intermediary, everyone comes out ahead!

3. PAPME BENEFITS

For borrowers, seek PAPME allows:

- To pay less for the loan: in most cases, PAPME offers lower costs than that of credit institutions.

- To benefit from a clear and honest offer: Unlike credit institutions, PAPME does not offer falsely free options. For example, the deferral of installments is often advertised as being free from traditional financial agents. What is not stated is that by increasing the credit period (by pushing the monthly payments) increases the cost: in fact, the APR covers the life of the loan. The longer the repayment period, the greater the cost increases!

- To get a quick and clear answer: our teams, all located at the headquarters in Issy-les-Moulineaux (Paris region) are working together to respond quickly to requests on the website. Without costs pharaonic structure (no physical office, no excessive advertising expenditures ...), PAPME focuses on his one and only mission: to serve you!

4. IMMEDIATE SUCCESS
The excellent feedback from customers PAPME for judging the quality and service offered. Visit our testimony for more information.

PAPME achieved more than 50 million in funding since its launch in November 2011, echoing a real consumer expectations.

The outlook is ambitious: PAPME is poised to create a new ecosystem bank on consumer credit. Simulate a personal loan with PAPME free turn your loan demand in a few clicks

To go further: the consumer credit in France, Benin and discover PAPME credit company